DECA CTS GOLD Financing Scheme

What is CTS Gold?
That is the frequent ask question by the buyers who purchased a property in Deca Homes through Deca CTS Gold Payment scheme.

The DECA Homes (8990 HDC), value the clients’ trust as well. That’s why the company offer you an expansive market coverage, easy eligibility, low equity and monthly amortization, a friendly rate and an easy move-in policy with no hidden charges, no additional cost and definitely no extra move-in fee.


Expansive Market Coverage
Pag-IBIG and non-Pag-IBIG members who are willing to transfer to Pag-ibig Housing Loan within 4 years, as well as other qualified buyers of DECA Homes.


Easy Eligibility
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submit the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
• Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums + 1 guarantee check)

D. Low Monthly Amortization

E. 25 years; Pag-IBIG take-out mechanism within 4 years from reservation date.

F. Easy Move-In Policy

G. The buyer may move in after paying the minimum Equity of P15,000 provided that all the required documents enumerated above are already submitted.

H. Reservation Fee is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, nonrefundable and valid for one (1) month only).

Low Equity
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submits the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
•  Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums    + 1 guarantee check)

D. Friendly Interest Rate

E. 8.5% p.a. fixed for the 1st 4 years

Note:

Some of the policy are changed, kindly ask the updated policy from your agent or attend the Buyer's orientation at the Deca Homes office where your acquired properties are located.

source: 8990housing.com

DECA HOMES MULIG - Brgy. Mulig, Toril District, Davao City

Actual House of 2 Bedrooms (Single Attached)

Deca Homes Mulig
 An affordable subdivision soon to open in the progressive Toril District of the metropolis Davao.
Type of house soon to build here are socialized and economic housing.

more details soon..

Note:
Photos below were taken inside the 2 bedrooms house improved or dressed unit.

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 HLURB LTS No. 032708

Inside the house

  HLURB LTS No. 032708

Take note that photos presented here were taken from our dressed house or improved unit in Gensan.



 HLURB LTS No. 032708

Deca Homes help battle Davao’s mass housing backlog

DAVAO CITY, Davao
—  Mass housing continues to be an untapped market here, with present demand estimated at 55,000 units, as the construction boom for residential development remains focused on middle-range to high-end projects, according to the Davao City Investment Promotion Center (DCIPC).

DCIPC officer-in-charge Ivan Chin Cortez said the real estate industry needs to invest and catch up on demand for low-cost projects, which has increased from 40,000 units in 1999 to about 55,000 now.

“The backlog includes those informal settlers who really cannot afford even P1,000 for housing per month,” Mr. Cortez told Businessworld.

“Despite the number of developers offering housing projects in the city, these investors can go as much as P300,000 (per housing unit)... (this is) still not affordable for the informal settlers,” Mr. Cortez added.

However, Mr. Cortez pointed out that the growing local economy provides opportunities for employment and, consequently, could boost the purchasing power of consumers.

“If they (potential mass housing market) can be employed, then they have the opportunity to enter the phase in their lives where they can already afford housing loans,” he said.

On the part of developers, Mr. Cortez said real estate investors need to tap new construction technologies for housing units that can be priced at about P150,000.

“(There are) foreign technologies that can be acquired,” he said.

Listed mass housing firm 8990 Holdings, Inc., which uses pre-cast technology for its projects, announced in February that it aims to build 2,750 units this year in Mindanao, comprising 25% of the total planned nationwide.

The company’s unit in Davao City, 8990 Housing Development Corp., has a new project and four others for expansion under its Deca Homes brand approved by the Board of Investments (BoI) last year with a combined investment cost of more than P1.2 billion.


source: BusinessWorld Online | Property

Published on March 18, 2015 - 9:46 PM.
By: Maya M. Padillo, Correspondent