DECA CTS GOLD Financing Scheme

What is CTS Gold?
That is the frequent ask question by the buyers who purchased a property in Deca Homes through Deca CTS Gold Payment scheme.

The DECA Homes (8990 HDC), value the clients’ trust as well. That’s why the company offer you an expansive market coverage, easy eligibility, low equity and monthly amortization, a friendly rate and an easy move-in policy with no hidden charges, no additional cost and definitely no extra move-in fee.


Expansive Market Coverage
Pag-IBIG and non-Pag-IBIG members who are willing to transfer to Pag-ibig Housing Loan within 4 years, as well as other qualified buyers of DECA Homes.


Easy Eligibility
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submit the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
• Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums + 1 guarantee check)

D. Low Monthly Amortization

E. 25 years; Pag-IBIG take-out mechanism within 4 years from reservation date.

F. Easy Move-In Policy

G. The buyer may move in after paying the minimum Equity of P15,000 provided that all the required documents enumerated above are already submitted.

H. Reservation Fee is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, nonrefundable and valid for one (1) month only).

Low Equity
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submits the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
•  Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums    + 1 guarantee check)

D. Friendly Interest Rate

E. 8.5% p.a. fixed for the 1st 4 years

Note:

Some of the policy are changed, kindly ask the updated policy from your agent or attend the Buyer's orientation at the Deca Homes office where your acquired properties are located.

source: 8990housing.com

DECA HOMES GENSAN 1 (2 BR Unit) - Calumpang, G.S.C.

GENERAL SANTOS CITY, Soccsksargen 
— 8990 Housing Development Corporation (8990 HDC), developer of Deca Homes is expanding their presence in Soccsksargen region. This will be their first project in General Santos City. The project called Deca Homes Gensan 1, it comprises the 18.82 out 67.53-hectare property complex acquired from SAFI Land - GSC Development Corp.

It involves the construction of 1,271 units of house and lot. Unit sizes range from 80 to 150 square meters, but the project will also offer socialized housing units with the unit size of  40 square meters each. It will also have feature parks, playgrounds and other community facilities.

The project is located at the Barangay Calumpang, General Santos City. It has an overview of Mount Matutum and the seaport of the city.

House model: 2 Bedroom | Bungalow type

Lot Area:    90 sq.m.

Floor Area: 35.10 sq.m.

2 Bedrooms

1 T&B

Package Price: Php 994,000.00

Reservation Fee: Php 7,000.00

Equity: Php __________ (text me for the Equity price at 0932 861 2773)

Payment  for Take-out Process:

Below are the initial pricelist of Monthly Amortization:

1.) CTS ( In-House Financing)

     Php 9,849.64 - estimated Monthly Amortization for 25 years

.

2.) PAG IBIG Financing:

     Php 6,946.93 – estimated monthly amortization for 25 years

Required Monthly Gross Income:   Php 18,000.00 to 20,000.00 & up

Note:

Buyers with complete requirements will be given priority.

Price list are subject to change without prior notice

SUBDIVISION FEATURES:

- Entrance Gate with Guard House

- Concrete Roads & Perimeter Fence

- Multi-Purpose Building

- Parks & Playgrounds

- Basketball Courts

- Boxing Gym

HOUSE FEATURES:

- 2 Bedrooms Unit 

- 1 T&B w/ tiles

- Flush Type Bowl

- Kitchen Sink with Tiles

- Color Roof

- Painted (Interior & Exterior)

- Sliding Window

- Steel Trusses

DECA HOMES GENSAN 1 (Rowhouse unit) - Calumpang, G.S.C.

GENERAL SANTOS CITY, Soccsksargen 
— 8990 Housing Development Corporation (8990 HDC), developer of Deca Homes is expanding their presence in Soccsksargen region. This will be their first project in General Santos City. The project called Deca Homes Gensan 1, it comprises the 18.82 out 67.53-hectare property complex acquired from SAFI Land - GSC Development Corp.

It involves the construction of 1,271 units of house and lot. Unit sizes range from 80 to 150 square meters, but the project will also offer socialized housing units with the unit size of  40 square meters each. It will also have feature parks, playgrounds and other community facilities.

The project is located at the Barangay Calumpang, General Santos City. It has an overview of Mount Matutum and the seaport of the city.

House model:  Row house type

Lot area:  40 sq.m. (standard)
Floor area:  22.4 sq.m.

Pag ibig Housing Loan:

Package price: Php 489,000.00
Loan value:  Php 450,000.00

Reservation fee:  Php  5,000 .00
Processing cost: Php 35,000 .00 (3 mos.to pay)

Estimated Monthly Amortization: Php 2,804.74

Terms: 30 years

SUBDIVISION FEATURES:
- Entrance Gate with Guard House
- Concrete Roads & Perimeter Fence
- Multi-Purpose Building
- Parks & Playgrounds
- Basketball Courts
- Boxing Gym

HOUSE FEATURES:
- Row House Type Unit
- 1 T&B w/ tiles
- Flush Type Bowl
- Kitchen Sink with Tiles
- Color Roof
- Painted (Interior & Exterior)
- Jalousy Window
- Steel Trusses

The Roof Deck

DECA HOMES through the years

DAVAO CITY, Philippines
 – DECA Homes started from the vision of three friends who want to offer affordable and good-quality homes to Filipinos through mass housing. Initially, it focused on building residential properties in provinces, particularly in Cagayan de Oro with its first project, Villa Candida.

Through the years, DECA Homes has expanded its borders, constructing more houses in Cebu, Davao, Iloilo, Cavite and now, developing an urban home in the metro.

The public listing of its mother company, 8990 Holdings Inc., marks another milestone to its journey.

Walk through DECA Home’s journey with this interactive timeline.


View timeline's full screen view


On 1991
First Project: Villa Candida in Cagayan de Oro
Launching of Villa Candida, the first project, in Cagayan de Oro City.

source: Philstar | Business


Published in Philstar on August 19, 2015 - 9:00 AM.
By: Philstar.com

DECA HOMES INDANGAN - Indangan, Davao City

Welcome to Deca Homes Indangan

Your Future Begins Here – Affordable Living in a Promising Location

Discover a place where comfort, affordability, and convenience meet — Deca Homes Indangan, a thoughtfully designed low-cost residential subdivision nestled in the vibrant northside of Davao City, specifically in Barangay Indangan, Buhangin District.

With wide-open skies, fresh mountain air, and proximity to key city destinations, Deca Homes Indangan is not just a place to live — it's a place to grow, thrive, and build a future.

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✅ Licensed & Registered for Your Peace of Mind

• License to Sell No. 26588

• Certificate of Registration No. 24816

• Issued on April 19, 2013

You can be assured that this project is fully compliant with government housing regulations, offering security and peace of mind as you invest in your future.

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🌱 Land Development Underway

The groundwork has begun, roads are being paved, plots prepared, and the dream is beginning to take shape. As land development progresses, we're thrilled to announce the next exciting phase...

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📣 Pre-Selling Launch This October 2013!

Be among the first batch of future homeowners to secure your unit at pre-launch prices and exclusive promos. While price computations are still being finalized, rest assured that we will share them with you the moment they are available.

In the meantime, get ready!

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📌 How to Prepare:

Start preparing your basic requirements so you can take advantage of priority reservation once pre-selling opens:

• Valid IDs

• Proof of Income

• PAG-IBIG Membership (if applicable)

• Proof of Billing

• TIN or BIR Number

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💡 Why Choose Deca Homes Indangan?

• ✨ Affordable homeownership within City reach ( Northside )

• 🌳 A peaceful, secure Community Environment

• 🏙️ Accessible to major roads, schools, markets, and City essentials

• 🏠 Trusted developer with a track record of quality and value

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📞 Don’t Miss Out!

A beautiful life begins with the right address.., and Deca Homes Indangan is ready to welcome you home. Secure your chance to own a home where dreams take root.

📍 Visit our Sales Office: Quirino Ave, Davao City
📞 Contact Us: 0930-982-7885 (Smart/WhatsApp/Viber)
🌐 Stay Updated: Deca Homes Southmin | Facebook

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Deca Homes Indangan

Affordable. Accessible. Achievable.