DECA CTS GOLD Financing Scheme

What is CTS Gold?
That is the frequent ask question by the buyers who purchased a property in Deca Homes through Deca CTS Gold Payment scheme.

The DECA Homes (8990 HDC), value the clients’ trust as well. That’s why the company offer you an expansive market coverage, easy eligibility, low equity and monthly amortization, a friendly rate and an easy move-in policy with no hidden charges, no additional cost and definitely no extra move-in fee.


Expansive Market Coverage
Pag-IBIG and non-Pag-IBIG members who are willing to transfer to Pag-ibig Housing Loan within 4 years, as well as other qualified buyers of DECA Homes.


Easy Eligibility
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submit the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
• Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums + 1 guarantee check)

D. Low Monthly Amortization

E. 25 years; Pag-IBIG take-out mechanism within 4 years from reservation date.

F. Easy Move-In Policy

G. The buyer may move in after paying the minimum Equity of P15,000 provided that all the required documents enumerated above are already submitted.

H. Reservation Fee is P5, 000.00 which will form part of the Total Selling Price and will be deducted from the equity payment (non-transferable, nonrefundable and valid for one (1) month only).

Low Equity
Buyers who are not more than 60 years old, gainfully employed or selfemployed, whose Net Disposable Income (NDI) is 100% of or greater that the monthly amortization of the unit they intend to acquirre.

A. Passes the NDI requirement

B. Pays P5,000.00 reservation fee

C. Submits the following documents:

• Buyer’s Info Sheet + Four (4) 1X1 ID Photo
• Pays P5,000.00 Reservation Fee
• Government Issued ID (ex. Driver’s License, SSS ID), Company ID and other identification papers, if needed
• 1-month Pay slip and/or proof of other income and/or assets
•  Proof of Pag-IBIG membership
• Contract to Sell
• Deed of Restriction
• Option Agreement
• Requirement Postdated Checks (3 for equity installments + 24 for monthly amortization and SRI/FI premiums    + 1 guarantee check)

D. Friendly Interest Rate

E. 8.5% p.a. fixed for the 1st 4 years

Note:

Some of the policy are changed, kindly ask the updated policy from your agent or attend the Buyer's orientation at the Deca Homes office where your acquired properties are located.

source: 8990housing.com

DECA HOMES through the years

DAVAO CITY, Philippines
 – DECA Homes started from the vision of three friends who want to offer affordable and good-quality homes to Filipinos through mass housing. Initially, it focused on building residential properties in provinces, particularly in Cagayan de Oro with its first project, Villa Candida.

Through the years, DECA Homes has expanded its borders, constructing more houses in Cebu, Davao, Iloilo, Cavite and now, developing an urban home in the metro.

The public listing of its mother company, 8990 Holdings Inc., marks another milestone to its journey.

Walk through DECA Home’s journey with this interactive timeline.


View timeline's full screen view


On 1991
First Project: Villa Candida in Cagayan de Oro
Launching of Villa Candida, the first project, in Cagayan de Oro City.

source: Philstar | Business


Published in Philstar on August 19, 2015 - 9:00 AM.
By: Philstar.com

8990 Holdings plans to launch 21% more housing units in 2015

DAVAO CITY, Davao
— Mass housing developer 8990 Holdings Inc. is planning to launch 8 new residential projects this year amounting to 14,010 condominium units and house and lot packages, 21 percent more than the 11,574 units launched in 2014.

8990 President JJ Atencio

In a presentation, 8990 President Januario Jesus Atencio said three projects, consisting of 5,380 units, will be residential condominium developments, while 5 developments or 8,630 units will be from its traditional horizontal projects.

In contrast, 8990 launched 12 projects last year consisting of only two condominium developments with 3,948 units while the 10 horizontal projects amounted to 7,626 house and lot packages.

Atencio said their vertical projects this year will include Urban Deca Homes Muntinlupa which will be launched in April. It will be a medium rise building developed over a 1.8 hectare lot with 3,240 units.

The firm will then launch in June the Urban Deca Homes Quirino which will be another MRB to be developed on a 6,000 square meter lot in Davao City. To be launched in December is the high-rise Urban Tower Yakal in Makati which will have 1,600 units on a 1,000 square meter lot.

For its horizontal projects, 8990 will launch three developments in January: Deca Homes on a 4-hectare property in Cavite with 585 units, Deca Homes Catalunan Grande with 720 units over 11.7 hectares in Davao, and Deca Homes San Lorenzo which is a 25 hectare project with 3,125 units also in Davao.

In October, 8990 will launch the 31.2 hectare Deca Homes San Mateo in Rizal with 3,600 units while Deca Homes Baywalk Talisay 3 in Cebu will be launched in December. It will have 600 units developed on a 5 hectare property.

Last year, the firm’s vertical projects consisted of Urban Deca Tower EDSA in Mandaluyong and Urban Deca Homes Tisa in Cebu. Its horizontal projects were launched in Baywalk Talisay, Cebu; Guadalupe, Cebu; Marseilles, Cavite; two projects in Angeles City, Pampanga; two in Iloilo; and three projects in Davao City.

Atencio said 8990 is planning to boost its engineering capacity by almost 50 percent to 15,000 units a year from the current 10,500 units.

He said “that’s our habit. We have a tendency to accelerate. We have to make sure we have enough capacity so we need to expand our engineering.”

Atencio noted that “I’ve already increased capacity by 33 percent in the third quarter (2014) from 8,000 units to 10,500 units. I need to increase to 15,000 units to be safe.”

He added that the firm is targeting to raise capacity to 15,000 units within the first quarter of 2015. “If not, at least I’m on my way,” Atencio said.

source: Manila Bulletin | Business News

Published on January 3, 2015
By: James Loyola